$50,000 high-yield savings account at 4.35% after six months: $1,075.92 Difference between accounts: The money market account makes $12.24 more. $50,000 high-yield savings account at 4.35% after nine months: $1,622.54 Difference between accounts: The money market account makes $18.55 more.

Compare top high‑yield savings accounts offering 4.00% to 4.50% APY and finally save where your money actually grows faster.

Earning the 4.25% APY with a Quontic Bank Money Market Account also requires just $100 to open. Once opened, account balances from as low as $0.01 and up continues earning the top-tier rate regardless of the account balance. This makes the account one of the most strings-free, yet highest earning options available today.